FOR HOMEOWNERS

Bringing more comfort to more homes

We aim to make more home comfort happen than anyone else, because we all deserve home comfort.
Discover our Coverage
This whole finance thing needed a home-shaped update.
Get Pre-Qualified

Find out if you’re pre-qualified with no impact to your credit score.

When we check your credit, we do something called a "soft inquiry." Because soft inquiries are generally used to pre-qualify applicants, it won’t affect your credit score. Only after you choose a financing offer will there be a hard inquiry, which may impact your credit score.

Approved is our favorite word.

Up to 89% of applicants are approved, which means you can spend less time waiting and worrying and more time getting the treatment you deserve.

Pick your payment.

Choose from a variety of payment options, select the most affordable financing plan for your budget, and enjoy being in the driver’s seat. It’s your money, after all.

We’re not big fans of small print.

We do our best to offer financing options with simple terms and clear disclosures. We think financing terms should be easy to understand.

Comfort for all kinds of credit scores

Applying for credit can be intimidating. Not to worry. Good credit, credit challenged, or somewhere in between, we can finance most patients. We’re here to make care affordable for everyone.

Get Pre-qualified
Applying is easy

Just ask your provider to send you a credit application via email or SMS text. Fill out the form on any device, submit it, and you’ll receive an instant credit decision. Simple.

Get Pre-qualified
The rate is the rate, is the rate.

There are no surprise rate changes, period. Even if you’re late on payments, your rate will never change. And forget about hidden fees, you’ll never see something you didn’t sign up for.

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Good

0%
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Average

16.99%
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Challenged

19.99-24.99%

Plans are available in a variety of monthly repayment options.

Offer availability is subject to credit approval and contractor participation. APR may be subject to applicable state law restrictions. Minimum monthly payments are required.

Control how and when you pay.  Homeowners now have the ability to access their account to setup up auto-pay, schedule future payments, or simply view their account payment history and details.

FAQs

We’re here to help. Check out some of our most frequently asked questions. And if you don’t find what you’re looking for, be sure to contact someone from our team.

Get Pre-qualified
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Premier Program is a trademark of Service 1st Financial.