FOR CONTRACTORS

Introducing: Comfort Coverage.

We help more people access the home comfort systems they need by offering affordable monthly payment options.
Join our Coverage

Partners

See why contractors are buzzing

Consumers are asking, Owners are seeking, and Comfort Advisors are loving Comfort Coverage!

Join our Coverage

Enhanced Close Rates, Revenue, and Profitability

By delivering customers greater value, our contractors are experiencing increased close rates and average tickets.

Increased Customer Retention

Long-term maintenance agreement on every Premier Program sale and an improved customer experience

Competitive Differentiation

In a mature consumer market, it's hard to differentiate yourself from the competition.  Our contractor partners stand out from the crowd.

The Right Partner

We've been doing this for a while now.  We always put our contractors and their customers first.  We also have the best sales training and support in the industry.

Brand Agnostic

We don't limit you to a single equipment brand.  We believe in giving you flexibility to run your business.

Trade Agnostic

Comfort Coverage is available on HVAC, Water Heaters (tanked and tankless), Water Purification Systems, and Standby Generators.

One application for everyone. Great credit, credit-challenged or somewhere in between, with Comfort Coverage, everyone fills out the same application. It’s one form for everyone.

Our Superpower: Assessing a homeowners ability to pay
Our proprietary credit analytics engine is our secret weapon. We use it to instantly assess a homeowners ability to pay by evaluating over 200 attributes that are designed to optimize approvals and reduce risk in each home comfort segment we serve.
Easy, meet Instantaneous

There’s no waiting game with us. Our platform makes getting approvals simple and straightforward.

Apply In Minutes

Receive credit decisions instantly

Homeowners select from several payment options if approved.

We manage the money stuff with complete servicing and collections. We take care of payment processing, resolve past due accounts and handle all credit reporting, so you don't have to. Let's increase your bottom line without increasing your workload.

Never miss a thing

Every contractor has access to a personalized portal with on-demand reporting to give you full visibility into your patient finance program. At any time, access real-time reports, check payments or view approved accounts so you know exactly where your business is.

Generate more revenue and home comfort. Our platform was built to help contractors serve more homeowners across the income and credit spectrum.

Grow your business by up to 20%

With the Greenlight program, you’ll experience the joy and financial benefits of being able to help more people get the care they need.

Apply In Minutes

Receive credit decisions instantly

Homeowners select from several payment options if approved.

Built for your business

We’ll customize a homeowner finance program for your business: your terms, your payback options, your risk tolerance. You can also set financing terms in a variety of monthly repayment options and deposit requirements.

Support at every step

We offer live support for contractors and homeowners 24/7. Plus, our team training and sales & marketing materials will make sure you’re set up for success long after signup.

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Premier Program is a trademark of Service 1st Financial.